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Fix & Flip Loans That Close in 15 Days No Experience Required

A Fix & Flip loan is short-term financing (12–15 months) designed for investors who want to buy distressed properties, renovate them, and sell for profit — without tying up personal capital or waiting on a bank. Whether this is your first flip or your 50th, Sims Ventures funds the deal based on the property, not your resume. Some Advantages of working with Sims Ventures are:

  • Roll points into closing cost
  • No payments until the loan repays
  • Origination points and fees financed into loan
  • Rates starting at 8.95%
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Fix & Flip Loan Qualifications

  • No minimum transaction experience required
  • Minimum property value of $150,000
  • Minimum credit score of 620
  • 12 and 15 month terms
  • Soft credit pulls
  • Rates starting at 8.95%
  • True deferred payments — no payments until repayment
  • Up to 80% loan-to-after repair value
  • 100% renovation budget
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Typical Deal ~ Typical Closing

Every deal presented to Sims Ventures is unique, but the following hypothetical scenario illustrates how our financing typically works. Based on a $150,000 purchase price,40,000 in renovations, and a $260,000 ARV, we fund up to an amount representing 80% of ARV. You may be required to contribute a small amount at closing.

Let’s see how the numbers work in your specific deal.