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New Construction Loan Program

Building from the ground up takes capital, timing, and a lender that actually understands construction draws. Sims Ventures funds new construction projects for investors and builders across Georgia, the Carolinas, and Texas — with 100% construction budgets, fast draw schedules, and no payments until repayment.

Our New Construction program offers the financing you need, along with the option to collaborate with our experienced new construction consulting team. We can support you throughout every phase of your project, from planning and selecting the right contractors and subcontractors to managing permits and more. Our goal is to help you complete your project on time and within budget.

Flexible New Construction Loan

  • Five year lookback for experience (2 completed projects)
  • Minimum credit score of 650​
  • 12 to 24 month terms
  • Fast Draw Schedule 
  • Origination points and fees financed into loan
  • Deferred payments — no payments until repay
  • Receive 100% Construction Budget
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Low Rate Builder Line of Credit

  • 100% - Up to 100% LTC
  • Seasoned Builders (5 completed projects)
  • Same day draws possible
  • Up to $2.5 M per project
  • "Skip" monthly payments
  • Low Rate - Floating based on Prime
  • Minimum credit score 680
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