New Investor? Here’s What You NEED Before Talking to a Hard Money Lend

Want your funding approved fast? Show up ready. Hard money lenders move quick—but only if YOU do. Here’s your checklist:

1️⃣ Know Your Deal – Where’s the property? What’s the purchase price? How much to fix it? What’s it worth after repairs (ARV)? If you can’t answer in 60 seconds, practice.

2️⃣ Have Your Numbers Tight – Budget, rehab costs, and your timeline. Bonus points if your numbers are realistic (lenders can smell “wishful thinking” a mile away).

3️⃣ Exit Plan = Confidence – These loans are short-term. Will you sell, refinance, or rent? Have that answer locked in.

4️⃣ Show Off Your Squad – No experience? No problem—if you’ve got a solid team. Realtors, contractors, mentors… lenders love seeing you’re backed by pros.

5️⃣ Paperwork On Deck – ID ✔️ LLC docs ✔️ Proof of funds ✔️ Contractor bids ✔️. The faster you hand it over, the faster the money moves.

6️⃣ Look & Sound Like a Pro – Be clear, confident, and ready to execute. You’re not “asking” for money—you’re presenting an opportunity.

✅ Come prepared and you won’t just get funded—you’ll be the investor lenders want to call back for the next deal.