Why a DSCR Loan is Right Four You!
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Bank Said No. Hard Money Lender Is Bleeding You Dry.
If you're self-employed or carrying a short-term hard money loan, traditional financing wasn't built for you. There's a Better Way! DSCR refinancing is right for you.
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on your property's rental income — not your tax returns, W-2s, or personal income. If the rent covers the mortgage, you have a deal worth exploring.
What it can do for your portfolio:
- Replace your high-rate hard money loan with a 30-year fixed
- Pull equity out to fund your next acquisition
- Stabilize cash flow with a predictable, long-term payment
- Close under your LLC — no personal income documentation required
We review your situation, walk you through your options, and work to get your deal closed.
If your property is performing, let's put it to work for you.
DSCR LOAN Program Requirements
Minimum Loan Request - $200,000
- No Income VerificationÂ
Minimum credit score of 670
- 15, 20, 30 years Fixed programs available
- Origination points and fees financed into loan
- Strong credit. Stronger rates. Starting at 5%
- Cash-Out Option available with proper equity in property
