What Is a Fix and Flip Loan and How Does It Work

A fix-and-flip loan is a short-term, asset-based loan sized around a property's after-repair value, with financing for both acquisition and renovation. In 2025, 37.7% of flipped homes used investor financing, while median gross profit was about $65,300. HousingWire's report on the 2025 flipping market shows why the product remains relevant, even as the spread between…

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