What Is a Fix and Flip Loan and How Does It Work

A fix-and-flip loan is a short-term, asset-based loan sized around a property's after-repair value, with financing for both acquisition and renovation. In 2025, 37.7% of flipped homes used investor financing, while median gross profit was about $65,300. HousingWire's report on the 2025 flipping market shows why the product remains relevant, even as the spread between…

Read More

Hard Money Loan for Flipping Houses: The Complete 2026 Guide

You're under contract, the seller wants a fast close, and the clock is already working against you. The lender on the other side keeps asking for another statement, another tax return, another week. Meanwhile, the property you wanted is still sitting there, and another buyer is getting ready to move. That's the moment a hard…

Read More